Quick Answer: Is High Blood Pressure A Pre Existing Medical Condition For Travel Insurance?

Does a pre existing condition have to be diagnosed?

A medical examination is not necessary as the diagnosis of a pre-existing condition is always up to the discretion of the attending physician.

Read more about pre-existing conditions here: Pre-Existing Conditions for Visitor Coverage..

What health conditions stop you from flying?

We recommend that you always check with your GP and airline prior to air travel.COPD (Chronic Obstructive Pulmonary Disease) … Strokes. … Deep Vein Thrombosis (DVT) … An infectious disease. … Recent surgeries. … Alternatives to flying. … Cruises. … Train.More items…•

Do you have to declare high blood pressure on travel insurance?

If you have ever been diagnosed with high blood pressure, also known as hypertension, you must declare this to your travel insurance provider. … If you are taking medication to prevent the condition you must still declare it and buy the appropriate travel insurance for high blood pressure if you want it covered.

How many pre existing conditions are there?

The HHS issue brief, published in January 2017, estimated that between 61 million and 133 million Americans have a preexisting condition.

Is high cholesterol considered a medical condition?

Cholesterol is a fat (also called a lipid) that your body needs to work properly. Too much bad cholesterol can increase your chance of getting heart disease, stroke, and other problems. The medical term for high blood cholesterol is lipid disorder, hyperlipidemia, or hypercholesterolemia.

Can BP patient travel in flight?

Can you fly with high blood pressure? Yes, but you should talk to your doctor before making any travel plans, however it is likely that you’ll be okay to fly if you have high blood pressure and it is well controlled with medication.

Does taking blood pressure tablets affect travel insurance?

When buying travel insurance, you need to declare if you’ve ever been diagnosed with high blood pressure – even if it’s now controlled. Failure to do so could invalidate your insurance.

What pre existing conditions are not covered?

Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can’t refuse to cover treatment for your pre-existing condition.

What are the most common pre existing conditions?

If you have or have ever had acne, anxiety, depression, diabetes, asthma, sleep apnea, COPD, obesity, clogged arteries (atherosclerosis), or cancer, then you have had one of the ten most common pre-existing conditions.

Can I be denied health insurance because of a pre existing condition?

Coverage for pre-existing conditions No insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started. Once you’re enrolled, the plan can’t deny you coverage or raise your rates based only on your health.

Does anxiety count as a pre existing condition?

Protections for people with pre-existing conditions in the ACA go much further than prohibiting insurers from denying coverage. Not only do insurers have to offer coverage to people with common pre-existing conditions, like depression or anxiety, plans also have to cover treatment.

Is back pain a pre existing condition?

In general the “pre-existing conditions” are medical conditions or other health problems that existed before the date of an individual’s enrollment or effective date of a health insurance plan. … The “pre-existing conditions” can include chronic injuries like back pain too.

What counts as a pre existing medical condition for travel insurance?

A pre-existing medical condition can be any kind of illness, disability or injury that you have suffered from when or before you take out your travel insurance policy. It can also mean acute or chronic conditions you’ve recovered from and been given the all-clear such as cancer, or high blood pressure and cholesterol.

What are the risks of flying with high blood pressure?

Risks Associated with FlyingYou may be at risk for developing Deep Vein Thrombosis (DVT) … Your blood pressure could rise. … You might develop an earache or temporary hearing loss. … You may become dehydrated. … You could experience jet lag.

Does taking statins increase your travel insurance?

Holidaymakers taking statins for high blood pressure are being penalised by travel insurance companies charging up to DOUBLE for their cover. People with high cholesterol are paying up to double for their holiday insurance – even when it is being controlled by statins.

Should you wear flight socks if you have high blood pressure?

Wear Compression Socks Compression stockings are tight-fitting socks or tights which can be worn during long flights. Compress socks help to provide extra pressure to your feet, legs and stomach, to improve the circulation of your blood and increase your blood pressure.

Is High Cholesterol a medical condition for travel insurance?

Even if your cholesterol level is well controlled by medication or diet, it is still regarded as a pre-existing medical condition and should be declared to ensure full cover.

Can private health insurance deny pre existing conditions?

Yes. Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. … They don’t have to cover pre-existing conditions.

What medical conditions affect travel insurance?

If you have had advice or treatment for any of the following conditions, standard travel insurance may not cover you:Heart conditions (including high blood pressure and high cholesterol)Breathing conditions (including asthma)Joint and bone inflammation.Gastrointestinal problems.Diabetes.More items…•

Can you travel if you have high blood pressure?

All forms of standard travel, including flying, are generally fine if you have high blood pressure and it’s well controlled. However, if your blood pressure is unstable or uncontrolled, then you should talk to your doctor before you make any travel plans.