Quick Answer: What Is The Best Investment In India?

Which investments have the best returns?

Overview: Best low-risk investments in 2020High-yield savings accounts.

While not technically an investment, savings accounts offer a modest return on your money.

Savings bonds.

Certificates of deposit.

Money market funds.

Treasury bills, notes, bonds and TIPS.

Corporate bonds.

Dividend-paying stocks.

Preferred stock..

Which is the best investment plan in India for middle class?

Public Provident Fund (PPF)1. Public Provident Fund (PPF) PPF is one of the most popular investment options among the lower-and-middle-class section of the Indian population. You can open a PPF account with any post office or authorised bank and start investing in it with as low as Rs.

Where should I invest lump sum in India?

Mirae Asset Emerging Bluechip Fund – Direct.Axis Focused 25 Fund – Direct.Reliance Large Cap Fund – Direct.5.Kotak Emerging Equity Scheme – Direct.Tata Equity P/E Fund – Direct.7.HDFC Small Cap Fund – Direct.Aditya Birla Sun Life Tax Relief 96 – Direct.SBI Banking & Financial Services Fund.More items…•

What is the safest investment?

A few safe investment options include certificates of deposit (CDs), money market accounts, municipal bonds and Treasury Inflation-Protected Securities (TIPS). That’s because investments like CDs and bank accounts are backed by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000.

Can sip make you rich?

The power of compounding manifests in SIP when individuals reinvest their earnings and earn further interests on them in due course. It is one of such features of SIP that helps an investor with a limited sum of money to generate wealth over time.

How much should I invest to get 1 crore?

Assuming an annual return of 10%, you would need to invest approximately Rs 9,500 every month to achieve your goal of Rs 1 crore when you are 60 years old. Assuming Rs 2,000 per month in PPF, your equity mutual fund contribution would be Rs 7,500 per month.

How can I invest 5 lakhs wisely?

5 Best Options For Those Looking To Invest Upto Rs 5 LakhsFixed Deposits of Mahindra and Mahindra. The fixed deposits of Mahindra and Mahindra offer a good interest rate. … IDFC First Bank. IDFC First Bank offers an interest rate of 8 per cent on its 1 year deposit. … Bajaj Finserv Fixed Deposits. … Shriram Transport Finance.

How can I grow my money fast?

4 Simple Ways to Make Your Money Grow FasterTrack your spending, savings, and investments. If you want to gain control of your finances quickly, you need to start with two very important things: build a budget and track your money. … Pay yourself first. … Start a side hustle. … Find a residual income stream.

How can I make money fast in India?

Here is a look at the top 10 investment avenues Indians look at while saving for their financial goals.Direct equity. … Equity mutual funds. … Debt mutual funds. … National Pension System (NPS) … Public Provident Fund (PPF) … Bank fixed deposit (FD) … Senior Citizens’ Saving Scheme (SCSS) … Real Estate.More items…•

Which is good SIP or lump sum?

During upward trends, the lump sum mode of mutual fund investment tends to give relatively higher returns whereas during falling markets, investments made via a SIP generally provides better returns than a lump sum investment. Let’s understand about lump sum investment in mutual fund with the help of an example.

How can I invest in lump sum?

Invest the lump sum in a liquid fund. Then start a Systematic Transfer Plan (STP) from the debt fund to an equity fund. Your corpus will not only earn higher returns than a savings bank account, but it will also allow systematic investment. If you have just started your career, then SIP is your thing.