Which Is The Safest Mutual Fund In India?

Which is better FD or MF?

A Fixed Deposit offers pre-decided returns which do not change throughout the tenure of investments whereas Mutual Funds offer better returns on long-term investments as they are market-linked.

Longer the tenure of investment, better the returns from Mutual Funds..

Can my mutual fund go to zero?

In theory, a mutual fund could lose its entire value if all the investments in its portfolio dropped to zero, but such an event is unlikely. However, mutual funds can lose value, as each is designed to assume certain risk levels or target certain markets.

Can mutual funds make you rich?

Like any investment, the more you can afford to put in, the greater your potential returns. It is hard to get rich investing only $1,000 in any type of security. If you have a significant amount to invest, however, you can generate a sizable amount of income even with the most stable investments.

What is the safest type of mutual fund?

The Safest Mutual Funds You Can Buy A good example of a bond fund that invests in short-term US Treasury bonds is Vanguard Short-Term Treasury Fund (VFISX).

Why Mutual Fund is not good?

However, mutual funds are considered a bad investment when investors consider certain negative factors to be important, such as high expense ratios charged by the fund, various hidden front-end and back-end load charges, lack of control over investment decisions, and diluted returns.

Can you lose all your money in a mutual fund?

With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

How is Axis Blue Chip Fund?

Pros & Cons of Axis Bluechip Fund With a 7-year return of 14.86%, the fund has outperformed the benchmark index (12.33%) and the category average (12.21%). This Scheme has an impressive track record of out-performance. … The fund has proven to a dependable offering in this category.

Is SBI Mutual Fund Safe?

Capital Appreciation: Investing in SBI MF can give you a capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest. Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.

Is mutual fund tax free?

Long term capital gains upto Rs 1 Lakh is totally tax free. … Mutual fund tax benefits under Section 80C – Investments in Equity Linked Savings Schemes or ELSS mutual funds qualify for deduction from your taxable income under Section 80C of the Income Tax Act 1961.

What is Blue Chip Fund?

A blue-chip mutual fund is the one that invests in blue-chip stocks or shares, i.e. in well-established companies with excellent overall financial performance. In this article, we will learn more about blue-chip funds, how they work and much more. Origin of Blue Chip.

Which SIP is best for 5 years?

Best SIP plans for 5 year investmentFund Name3-Year SIP Returns (%)5-Year SIP Returns (%)Kotak Emerging Equities Fund (Regular)6.54%9.73%INVESCO India Financial Services Fund (Regular)14.61%16.03%SBI Focused Equity Fund (Regular)12.40%12.94%Franklin Build India Fund (Regular)4.66%8.07%8 more rows•Jan 23, 2020

Is mutual fund is safe?

In a nutshell, mutual funds are safe. Investors should not be worried about short-term fluctuations in the returns while investing in them. You should choose the right mutual fund, which is sync with your investment goal and invest with a long-term horizon.

Which mutual fund is best for 2020?

SynopsisScheme namePercentage (%)ICICI Prudential Bluechip Fund – G35SBI Magnum Multicap – G10Mirae Asset Emerging Bluechip Fund- Regular Plan -G30ICICI Prudential Equity and Debt Fund – G109 more rows•Nov 24, 2020

Which bank is best for mutual funds in India?

Top 10 Mutual Funds in India 2020ICICI Prudential Focused Bluechip Equity Fund.Aditya Birla Sun Life Small & Midcap Fund.Tata Equity PE Fund.HDFC Monthly Income Plan – MTP.L&T Tax Advantage Fund.SBI Nifty Index Fund.Kotak Corporate Bond Fund.Canara Robeco Gilt PGS.More items…

What are the top 5 mutual funds?

Top 5 Fund Families in 2020Vanguard. Vanguard takes top honors for 2020. … BlackRock / iShares. BlackRock is best known for its iShares line of ETFs. … Fidelity. Over the years, Fidelity has been home to many of the best mutual fund managers. … T. Rowe Price. … ProShares. If you are looking for leverage, ProShares provides a variety of ETFs.

Which is the safest investment in India?

1.Bank Fixed Deposit (FD) Bank FDs are considered as one of the safest investment options in India as there are hardly any instances of a bank defaulting on FD. Bank FDs offer a much higher rate of interest than a regular savings bank account.

Which MF gives highest return?

Here’s a look at five such schemes:Axis Bluechip Fund. 5-year SIP returns: 15.57% … AXIS Focused 25 Fund. 5-year SIP returns: 15.25% … IIFL Focused Equity Fund. 5-year SIP returns: 14.71% … SBI Focused Equity Fund. 5-year SIP returns: 13.69% … Mirae Asset Emerging Bluechip Fund. 5-year SIP returns: 15.40%

What are the top 10 mutual funds?

Here is the list of top 10 schemes:Axis Bluechip Fund.ICICI Prudential Bluechip Fund.L&T Midcap Fund.DSP Midcap Fund.L&T Emerging Businesses Fund.HDFC Small Cap Fund.Motilal Oswal Multicap 35 Fund.Kotak Standard Multicap Fund.More items…•